Economic Systems

 

Economic Systems 

In the Island Case Study, we started with a simple one-person economy.  But, economies are not usually made up of one person.  In fact, I think that most of us would agree we are not designed as a species to live on our own.   Those of you who saw the Tom Hanks movie “Castaway” will recall that he was fairly successful at providing for his material needs.   But he was willing to sacrifice it all to get back “civilization” with all its traffic jams and annoying cell phones.  Poor Wilson just wasn’t enough.  So why do people need to be around other people?   

I’m sure my academic colleagues in biology, anthropology, psychology and theology would have much to share in answering this question.  But I would contend that people need to be together because they are much more likely to survive if they can work together...work is an economic activity.  So, I’m saying that people are social animals in order to facilitate our economic lives.   

Why are we more likely to succeed when we work together?  Because that is the way we can make use of our differences.  One person may be tall, another short, who should pick apples?  Who should collect grubs?  One person has a “green thumb” while the other loves the hunt.  Who should be our gardener? Having different skills and abilities, and then working in those areas where we are comparatively stronger, creates benefits economists call gains from specialization.  Adam Smith, the father of modern economics (he’s the one you can blame for this class), argued in Wealth of Nations that the gains from specialization is the key that makes mankind materially better off.  He then argued that the economic system that causes society to make the most of these gains is the market system – but more about this later. 

The Three Economic Systems 

The fact is, because we live in groups, we have to figure out some sort of organizational scheme that assigns tasks to its members.  Indeed, this scheme must do more than that, it must answer all three questions of what to produce, how to produce it and who will consume the results of our productive efforts.  Amazingly, we can categorize all the variations of human organization into three types.  Now be careful here, no existing economic system is purely one of these categories.  All economies are a mixture of the three, but usually one of the three schemes is dominant.  What are the three schemes or systems? 

Traditional. This kind of organization depends on culture to make the three decisions.  What do I mean by culture?  Culture is a set of established norms and values of a society.  When you see someone walking down the street with no shirt on you think it strange (not normal).  But if you lived in Tahiti you would not give that person a second thought.  That is because our society has a different norm than Tahitian society when it comes to shirts.  Values and norms are so part of our society that they are almost invisible to us.    

When I say hunter, what gender do you think of?  Where did your answer come from?  Do you think that most people reading this would give the same answer?  Do you think that men are always better hunters than women?  If you were organizing the island economy when it had 100 people instead of one, what do you think the hunting band would look like after all was said and done?   

Speaking in large general terms (after all this is an economics class, not an anthropology class), the values and norms of a culture are the result of past behaviors, or more simply put, traditions.  Let’s say that you are on the island for thirty years.  After a while, you discover that fishing is great in spring and summer but poor in fall and winter.  What would you produce in the winter?  Certainly not fish, that would be wasting the community’s scarce resources.  After 80 years, when someone said they were going fishing in winter, the community might chastise or ridicule them for breaking with tradition (There goes that crazy Bob, fishing in the middle of winter.  Is he stupid or what?). In fact, if it was a deeply enough held tradition, the community might take even stronger measures, either socially through things like ostracizing him or politically, like burning him at the stake for heresy (Bob is making the sea gods angry and will ruin next season’s catch.  We must sacrifice him in order to appease the gods).  

Traditions are strong and difficult to change and societies that use them tend to be very stable.  In part, this is because most traditions have evolved over time and have proven to be effective.  Also, traditions are so integrated into the members of that society that they see them as just and right (values).  Today we see the vast differences in wealth in the United States as fair and just.  In many other societies such differences would be seen as unfair and unjust.  Many westerners see the treatment of women in the Middle East as unjust and unfair.  But many women in this region feel that the treatment of women in the West is immoral and sinful.  What I’m getting at here is not to says that justice is a relative concept, I’m saying that people in a traditional society tend to see the existing social arrangements as just.  This means that traditional societies a very reluctant to change because the existing arrangements are seen as successful and just.   

The three economic questions that must be answered are answered by looking to the past.  What have we produced in the past?  Whether it was wheat or corn, that is what we will produce now.  How did we grow corn in the past?  That is how we will do it now.  Who consumed the corn?  Those who traditionally got the corn will get it again.  This kind of system is not as concerned with getting things done in an effective or efficient manner as they are making sure things are done in the “right way” – ways that respect and honor the customs and traditions of the community. 

Sometimes traditional systems look like the other systems.  For example, many traditional systems will have a leader, chief or king, making them look like a command system.  Be careful here.  What is the dominant custom of the society?   How did the leader become leader?  Is the leader an absolute ruler?  Can the chief or king do anything they want?  Traditional chiefs, kings and so forth cannot easily change a tradition.  It is unlikely that they would be successful in ordering the community to fish when the tradition is that of not fishing at this time.  The Czar of Russia (traditional leader) could not change the way the farmers traditionally carried out their craft, but Stalin (a leader in a command system) not only could, but did (even though it led to the starvation of millions of people). 

The traditional system is by far the most common form of economic organization used by humans through history.  It can be fairly simple, like the hunting gathering clans of Neolithic societies or fairly complex like the Feudal societies of 10th century Europe.  As I said earlier, societies that use just tradition are rare.  Both of these societies had elements of command and markets integrated into their tradition.   

Command is essentially a political system.  This is because all the decisions are made by a central political authority.  While we are in the habit of discounting politics, it is one of the more essential characteristic of any society.  For me, politics is what happens when a group of people with a common goal or interest gets together to further that goal or interest through some form of incentive or coercion.  For example, I may want to live in a quiet place, as do many of my neighbors.  However, one of the neighbors wants to repair motorcycles in his garage.  Those neighbors who want to live a quiet place might get together and lobby the town to prohibit motorcycle repair in our neighborhood.  We might go even further try to get a law that prevents people from setting up businesses in our neighborhood.  Ultimately, political systems tend to rely on force and coercion to get things done.  If someone breaks a law they might have to pay a fine, go to jail or even lose their life.  It is often said that the state has a monopoly on the use of force. 

The most common command systems of the 20th century were the communist bloc countries.  In these command systems the communist party tended to make all the decisions regardless of tradition or efficiency.  For example, the Soviet Union had a five-year plan that stated the production goals of the society (We will make two million tractors.), thereby answering the question of what to produce.  Then, they would issue a three-year plan setting out how these goals would be met (We will have one big factory in Moscow and make all two million there.  It will have 300 workers).  This Answers the how question.  Finally, the central party might then say who has priority in getting the output (Only party members will get tractors.).  Thus answering the for whom question.  All of these decisions were made without concern about what the tractors might do to traditional farming methods or whether or not it was cost effective to replace the traditional methods with mechanized farming.  The party had decided that it was in the best interest of the state and so they would be made.

Command systems tend to be more concerned with the politics of a decision rather than the efficiency of a decision.  A certain group might get a good (for whom) because they represent political support (a Navy base in the middle of Texas).  Or some type of good might only go to political supporters (vacation cottages on the Black Sea went to high Communist Party members).   

Command systems are extraordinarily effective when getting things done.  Notice I didn’t say efficient.  Since the central political authority controls the allocation of resources it doesn’t have to be concerned with tradition or the institutions of markets to recognize the need for production.  If the central political authority thinks that it is its best interest to build a road, that road will be built regardless of the alternative uses of those resources.  Armies get things done ignoring the costs or benefits to the overall society.  A good example of this is the draft.  When the US armed services need more men during war they don’t engage the market system and increase soldier’s wages, rather they just took the labor needed through conscription.  They made no attempt to find those who were most skilled at fighting (had a comparative advantage in soldiering).  As we’ll see, this is something that the market system does quite well.  However, the central political authority in the US wasn’t concerned about cost effectiveness; they were worried about their continued viability.  The idea here is that there is not enough time to wait for tradition or markets to recognize the problem and begin to solve it. 

The Market System is essentially a system based on individual actors following their self-interest within a system of exchange.  I find it the most difficult system for students to understand, because we live in it.  I know, you think that would make it easy.  But it is not easy.  Most of you think of it as a natural system...the way things are.  In fact, it is not all that natural; indeed it is the least used system in terms of human history.  One of the reasons for this is that people worry that without anybody coordinating the allocation of resources (kings, chiefs, dictators) important things might be overlooked.  Will any fish be caught?   Will only fish be caught and no shelters be built?  It’s hard to accept that all this will happen without someone in charge. 

But somehow a market system gets things done without someone in charge. How do things get done?  Adam Smith called this phenomenon “the invisible hand.”  Go back to your island.  Don’t put anyone in charge of the 100 people.  Assume that people want equal amounts of vegetables and fish.  Let’s also say that fishing looks like the more attractive thing to do (lying on the beach with a fishing pole sounds better than toiling away in the hot fields), so seventy people go out fishing.  At the end of the day these fishing-people come to the community gathering place and begin to trade their fish for vegetables.  What do you think the terms of trade will be?  There will be a tendency for the price of fish to be low, while the price of veggies will tend to be high.  Now what do you expect some of those fisher-people to do?  Following their own self-interest, they will go to the fields, where they may end up getting more fish than when they went fishing. 

Sometimes the market system is called the price system because consumers and producers use prices to guide their decisions.  High prices of send a signal to producers that society wants more of these goods and low prices serve as a signal to producers that society wants less of those goods.  Prices determine the answer to the “what to produce” question.  They also tell consumers what is relatively scarce or relatively abundant.  A high price tells the consumer that this is a rare good that uses a lot of resource to produce so it should be conserved. On the other hand, a low price tells the consumer that it is abundant and can be used without much care.

Prices also answer the question of how to produce as well.  Suppose we have an abundance of one resource, let’s say rocks, and a relative scarcity of another resource, iron.  In a market system rock prices will be low and iron prices will be high. So when it comes to deciding which to use in making tools, the rocks have it.   The only way a society would use iron to make a tool would be if the price of the good made by the tool was so high that it “covered the cost” of the more expensive iron.    

This high price of iron would also lead people to make more iron, thus lowering its price and making it more practical for making iron tools over time.  This is one of the beauties of the market system, it makes sure scarce resources go to those activities where they are needed the most, and at the same time it provides incentives to solve problems of scarcity.   So it the long run iron would replace rocks. This is one of the reasons why the market system is considered the more effective in using scarce resources to meet society’s needs (efficient) of the three economic systems.   

Imagine the same rock-iron problem in a traditional system.  At first rocks would be used to make tools.  This would become the tradition.  People would hesitate to use iron to make tools since it goes against tradition. They would also be discouraged in finding ways of making iron more cheaply since there is no need for it.  A great example of this is introduction of the horse collar in medieval in Europe.  Even though horses are stronger and faster than oxen when it comes to plowing if they use a horse collar, it took 300 years for this technological innovation to take hold. 

Now imagine that same problem in a command system.  First the central political authority might not even consider using iron for tools but might use them for weapons.  Why?  The overriding concern of command systems is to secure their authority.  This is done with force.  They must have a police force and army to insure their survival.  However, if they do order tools be made from iron, it will be done.  This reveals one of the strengths of the command system…the dynamic ability to change as the central authority sees fit.  One day weapons the next day tools.  A potential problem is how that the underlying scarcity of iron may or may not be addressed. 

Getting back to the market system, the for whom question is also answered based on individuals acting as there own interest.  Individuals consume according to how much money they have, this is based on the price of the resources they own.  An important benefit of this arrangement is that they will make sure these resources go to the highest bidder and not lay idle.  So, the more you produce in those areas society values the most (as signaled through a high price), the more you can consume.   

A possible drawback is that not everyone has the same resources, indeed markets are notoriously uneven.    

In terms of consumption, prices also serve as a rationing device.  When there is not enough of a good to go around the price is bid up.  This causes those people who don’t value the good as highly or can’t afford the good to not get.  This exclusion will continue until there is a match between how many goods there are and the number of people who get the good.  This of course brings up the equity question.  Is it fair that some people are excluded from consuming a good because they are poor?  The person with Downs Syndrome will never command a wage as high as the merit scholar.  So he or she will always be excluded from consuming goods that are relatively scarce.  However, income is a reward for putting forth the effort of getting resources to the market, so this is not an easy call.  For now, let’s let the answer be: sometimes it is fair and sometimes it is not.  The core thing we will have to decide is how we define fair.   

But whether it is fair or not, it is always the case in a market system that there will be unevenness in levels of income.  If I had each of you start at zero wealth today and gave you $10,000, this time next year some of you would have more and others would have less.  One of you might use it to buy lottery tickets and win, another may do the same thing and loose.  One of you might speculate in the stock market while another may use it to get a degree in finance.  The individual in the stock market would be wealthier after one year, but after ten years I have no idea who would be wealthier.  It would depend on the value of the stock market and the value of people trained in finance.  But it’s highly unlikely that the wealth of the two individuals would be the same.  That is the nature of a market system. 

Let’s see if we can summarize this all up. 

  • When confronted with scarcity, people are materially better off if they work together. 
  • When they work together, they must have some underlying organization to determine what to produce, how to produce and for whom to produce. 
  • The organization (system) can be broadly placed into three categories, traditional, command or market. 
  • While all systems are mixed, one usually is predominate. 
  • Each system depends on different aspects of our social being, tradition coercion and self-interest.

For the most part, we will be studying the market system and how it works.  At first we will focus on how it works in the ideal paying particular attention to its strengths.  Then we will focus on how markets can and do fail.  To do this we have to develop several intellectual tools that economists use to analyze markets.  These tools are called models, which is the topic for the next reading.   But first a short note on social institutions. 

Economic Institutions 

Each economic system rests on social pillars called institutions.  By institution I mean more than physical institutions like prisons, schools, hospitals and the like.  In this context an institution is any social construct that facilitates human interaction.  They are complex and are the result of dynamic interactions among the forces of culture, history, psychology, economics, and so on. For example, the institution of marriage can be seen as being created by several forces.  Note that it is a social construct; people in a society made it what it is.   Indeed, marriage does not exist except within some social context.  It allows for people to more easily engage in the economic effort of meeting the material needs of a family.  It serves as a psychological need for stability in our personal life.  It serves as a social signal to others that these people are removing themselves as potential mates.  It serves a biological function in that children will be cared for by more than one adult within the society.  While marriage is a fairly common social institution the details vary from society to society.  Some marriages may be ended by divorce, others may not.  Some marriages are essentially patriarchal with the male having the last say, while others assume equality between the sexes.  Some marriages allow polygamy while others are strictly monogamous. These details are the result of different circumstances, geography, cultures, religions, or in a word: histories. 

Marriage is also a good example of how social institutions are constantly evolving.  Not only is marriage different between societies but it can be different within the same society over time.  What Americans thought of marriage in the 19th century is very different from how it is practiced today.  Divorce is a good example of this evolution.   People rarely divorced in the 19th century but by the end of the 20th it was fairly common.  One of the more interesting evolutions this institution now taking place is the status of same sex marriages within our society.   

This illustrates a final point I would like to make about institutions.  Institutions often cross lines between culture (informal) and the rules enforced by government (formal).  Marriage is not only a social institution, but it has formal legal standing.  When one enters into a marriage they have entered into a social agreement that has formal procedures just like a contract.   

Here, we are most concerned with those institutions that facilitate economic interaction within the market system.  They have all the characteristics set above, they are both formal and informal, they are different depending on time and place, and above all they are constantly evolving.   The three most important institutions of a market system are markets, money and property rights.  

  • Markets.  Quite simply, for a market system to work there must be markets.  A market is where people can go to buy and sell.  This may seem a bit silly to have to say, but if you give it a bit more thought you might realize that some markets don’t exist even in our highly marketized system.  For example, could I go out and buy a human toe at the local digit market?  While some of you might be willing to sell your toe to me at the right price that doesn’t mean there is a market for it.  A market implies that there are several buyers and/or sellers for the good or service.   However, markets don’t have to exist in the physical sense; I can buy a book in the book market without ever having to enter a bookstore.

Before Europe could evolve from feudalism to capitalism the Europeans had to establish markets.  The majority of the people lived in self-sufficient communities called manors.  When someone wanted bread they didn’t think to go to a bakery, they simple made it themselves.  The thought of selling ones labor was even more foreign to the early medieval person.  So, for Europe to evolve a market system they had to establish formal markets and they had to get used to the idea that things like labor and the like could be bought and sold.  Little wonder that capitalism first evolved in medieval cities where doing it all yourself wasn’t very practical.     

  • Property rights. Now if there was a market for toes the very next thing one would have to establish is that they actually own the toe being sold.  To buy and sell means to transfer ownership, ownership means property rights.  Again, this may seem a bit simple until one looks at history.  The sale of Manhattan for a few beads seems like a joke now, but was it a legitimate transaction?  Not really, those Native Americans did not have the same concept of private property that the Europeans did.  In fact the idea that one could buy or sell land simply did not exist as an institution within the Native American society.   It was not an enforceable sale within the Native American Society.  They did have a concept of property rights but they didn’t extend them beyond personal property to real property.  The Native Americans had quite an extensive trading tradition with fairly sophisticated markets, but not for land.

 

  • Money.  So now we have established that in order to have a market society we have to have a market and property rights, so what’s next?  For markets to be the central institution that decide what how and for whom they need to be able to work with as little friction as possible.  By friction, I mean things that slow down the ability of buyers and seller to make a deal.  Economists call anything that gets in the way of buying and selling a transaction cost.  Money is one of the great lubricants of markets that dramatically reduce the transaction costs of trade.   Trade without money is called barter.  Now imagine if on our island you captured a wild boar and bring it to the central market at the end of the day.  For this boar you would like some fish, a few grubs and a new house.  Unless you can find someone with this combination and who wants a wild boar you’re going to have to do some fancy trading to get what you want (pay a high transaction cost).  On the other hand, if your society has money the transactions become so much easier to complete.  Money is a core institution of a market and is studied in great detail in macroeconomics.

System Subcategories 

One more word about economic systems, while there are only three basic categories of economic systems there are a large variety of subcategories of these systems.  Subcategories of traditional systems include tribalism (pre-Columbian Native American society) and feudalism (medieval Europe).  Subcategories of the command system include communism (pre-1989 Russia) and imperial empires (the Egyptian pharaoh empire). Subcategories of the market system include Capitalism (the modern United States) and Plantation Economies (pre-civil war south).  There are even blends of systems such as fascism and mercantilism that combine systems like market and command.   What distinguishes these systems from one another is the institutional make-up of each subcategory. 

You might note that many of the subsystems have the suffix ism.  This is because there is more than bit of an institutional ideology associated with each.  Feudalism had early Catholic Christianity as its ideological core.   Communism had the Marxist ideals cooperation and community at its ideological core.  Capitalism has Smith’s invisible hand and the material well being of the individual at its core.  Each of these ideologies justifies and declares just the social outcomes of the economic system.  The sacrifice of the individual for the group is an accepted value within communism.  The extraordinary wealth of an individual is taken as a signal of that person’s social contribution within a capitalist nation.   

Capitalism has the three core market institutions of markets, money and property rights, but there are several institutions that are unique to it.  To list a few:

  • It commodifies (turns it into something that can be bought and sold) all resources: land, labor and capital.
  • It establishes a complex financial system that facilitates transferring savings into investment eventually leading to industrialization.
  • It has a value system that holds wealth as a source of social esteem.
  • It has a value system that holds individuals to be more important than the group.
  • It has a strong central political authority that facilitates low transaction cost through laws and law enforcement.
  • It uses abstract organizations such as partnerships and corporations to facilitate and expand economic activity.

With the collapse of communism, the market subsystem of capitalism has come to dominate global economic activity.  Why?  In part, it is because it is the most dynamic and materially successful economic system ever developed by using markets to organize production.  How do markets cause this?  Let’s see if we can’t begin to answer this question.